Prior to the discussion of payment options, please check with your homeowner or business insurance provider. While most policies do not cover the cost of cleanup related to compulsive hoarding, your health insurance policy may cover a portion of the therapy costs.  If you wish for our staff to contact and work with your agent, please let us know so that we may be of assistance.

If your insurance covers the cost of our services, we will only request the deductible from you. If your insurance does not cover this type of expense, Bio-Trauma 911, Inc. accepts cash, checks and most major credit cards. Various payment plans can be set up to suit your budget.  Here is a breakdown of our most common payment plans:

  • HoardFree™ Cognitive Behavioral Therapy – Payment required at the time of service
  • HoardFree™ Declutter & Organization – 1/2 payment required before services commence, 1/4 of remaining payment required on day #3 and the remainder payment required on the last day of service.
  • HoardFree™ Ultimate Transformation – Payment is spread over a six (6) month period, interest free!


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listed above. You may enter the amount to pay on the next screen. Please contact us at 1-800-759-6960 prior to making any payments.
Thank you.


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